An Update on Our Response to Coronavirus


How Much Can You Work When on Disability

August 2, 2021

As many people know, you can work for pay when on Social Security disability. However, this work activity, no matter how limited, is highly scrutinized as evidence that you can work full-time. An important monetary threshold exist which defines the maximum you can make. Note however that the closer you get to this maximum, the more suspicious SSA is that you may be limited but not officially disabled under SSA standards.

SSA's focus is on a concept called"substantial gainful activity" (SGA). In 2021, the SSA established this level at $1,310 a month, pre-tax. If you make this level or more, your claim cannot proceed. A trial work period (TWP) begins at $940 a month and only nine (9) months of work at this level, during the entire period of disability, is allowed.

SGA and TWP applies to anyone who files for or is receiving SSDI. For SSI recipients, the SGA level is only important when applying for benefits.

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